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start learning

Question		Answer
challenge start learning		something that requires a lot of determination to achieve
essentials start learning		basic things that are needed for life.
squander start learning		waste (verb)
mindless start learning		not requiring any thought or intelligence
frugality start learning		the quality of being careful when using something
mortgage start learning		legal agreement in which you borrow money from a bank to buy a house
utilities start learning		public services such as gas, water and electricity
dire start learning		very bad or of poor quality
gig start learning		a public performance, especially of jazz or popular music
impetus start learning		a force that helps something to happen or develop more quickly
hit the shops start learning		go on a shopping spree
practise what you preach start learning		behave in the same way that you try to persuade other people to behave
shake up start learning		make changes so that something is organized in a more effective way
retail therapy start learning		the activity of shopping in order to make yourself feel happier
awkward start learning		difficult to deal with and embarrassing
disposable income start learning		money that you have left to spend after paying your bills
resolve start learning		firm determination to do something
splurge start learning		to spend a lot of money on buying goods, especially expensive goods

My year of no spending