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Question		Answer
wyciąg bankowy start learning		account statement, - a printed or electronic record showing what money has been spend or received
kupno, nabycie start learning		acquisition- the act of buying something such as a company, building or a piece of a land
złożyć wniosek o debet start learning		apply for an overdraft- apply for an arrangement to withdraw more money form your bank account than you have placed in it
bankomat start learning		cash machine, cash dispenser, ATM, cash point - a machine from which you can take money out of your bank account using a special card
lokować pieniądze w banku start learning		deposit money in the bank/ bank deposit- an amount of money that is put into a bank account
przelew bankowy start learning		bank transfer- sending money from one bank account to the another
banknot start learning		a banknote/ bill- a piece of printed paper that has a particular value as money
stop bazowa start learning		base rate/ prime rate- the Americans commercial bank's interest rate for lending money to big, secure companies
bańka spekulacyjna start learning		a bubble- a temporary period when a lot of people invest in a stock, property or products that they became much more expensive than its real value
przepływy pieniężne start learning		cash flows- the amount of money moving into and out of a business
wypłata gotowki start learning		cash withdrawal/ withdraw cash- the act of taking money out of a bank account
sprawdzać saldo/stan konta start learning		check the balance- checking the amout of money you have in your bank account
zabezpieczenie start learning		collateral- something that acts as a security or guarantee for a debt
kryzys bankowy z powodu wstrzymania pożyczek start learning		credit crunch- banking crisis due to withhold loans
ocena zdolnosci kredytowej start learning		credit rating/ credit standing- estimates of people's ability to fulfill their financial commitments
wiarygodność start learning		creditability- the quality of being creditable- being able to fulfill commitments
zdolność kredytowa start learning		creditworthiness / credit capacity- safe to lend money to
waluta start learning		currency- the money that is used in a particular country
rachunek bieżący start learning		a current/checking account- bank account from which you can tak money at any time and it usually earn little or no interest, easy access to money at any time
niezdolność do zapłaty start learning		default on payment- failure to rapay a loan
deponent start learning		depositor- person who deposit or place money in the bank
stopa dyskontowa start learning		discount rate- the cantral bank's minimum interest rate for lending money to other banks
stopa dyskontowa start learning		discount rate- the cantral bank's minimum interest rate for lending money to other banks
zbycie start learning		divestiture- the act of selling an asset, business or part of a business
zaliczka start learning		down payment- a payment of part of the total costs of sth that you want to buy, the rest of the costs is paid later
opłata start learning		fee- an amout of money paid for a particular piece of a service or work
prowizja start learning		commission- a payment directly related to the amount of selling products or bank commission
stała stopa procentowa start learning		fixed interest rate- an interest rate that is not changing
zmienna stopa procentowa start learning		floating/ variable interest rate- a borrowing rate that is not fixed
wymiana zagraniczna start learning		foreign exchange- the financial market in which currencies are bought and sold
przyrost start learning		growth- an increase in the ability of an economy or business to produce goods or services
stopa inflacji start learning		inflation rate- the rate of which prices increase over time, cousing the value of money to fall
niewyplacalny start learning		insolvent- not having enought money to pay debts, buy goods
odsetki start learning		interest- you can earn it when you leave your money in the bank, or it is a price for borrowing money paid to the bank
stopa procentowa start learning		interest rate- the costs of borrowig money expressed as a percentage of a loan
pośrednik start learning		intermediary- person or an organization that makes business or financial arrangement between conpanies that do not deal with each other directly
bank kupiecki/ ineestycyjny start learning		investment/ merchant bank- bank who help companies to buy and sell financial products and helps companies to buy or merge with other companies
pozyczkodawca ostatniej instancji start learning		lender of last resort- a central bank or organization that lends money to banks or countries in difficult financial situation when they cannot borrow from anywhere else
zobowiązania start learning		liabilities- an amount of money that organization owes
ubezpieczenie na życie start learning		life insurance- a system in which you make regular payments to an insurance company in exchange for a fixed amound of money which will be paid to someone you have named when you die
hipoteka start learning		mortgage- a long-term loan to buy somewhere to live
główna kwota pożyczki start learning		principal of the loan- the amout due on any debt, before interest
własność start learning		a property/ real estate- land or building that someone owns
rezerwa obowiązkowa start learning		reserve requirement- the amount of funds that bank holds in reserve to ensure that it is able to meet liabilities in case of sudden withdrawals
bankowość detaliczna start learning		retail banking- refers to the consumer oriented services offered by commercial banks
bank komercyjny start learning		commercial bank- provides financial services to the general public and companies
konto oszczędnościowe start learning		a saving account- bank account which earns interest on the money kept in it
zlecić / odwołać zlecenie stałe start learning		set up / cancel a standing order- an instruction to the bank to pay varying sums of money to another account
zlecić / odwołać polecenie zapłaty start learning		set up / cancel direct debit- an instruction to the bank to pay regular, fixed sums of money to another account
dzień rozliczenia start learning		settlement day- the day on which payment must be made
wyplacalny/ wypłacalność start learning		solvent / solvency- ability to pay all the money that is owed
udzielić pożyczki start learning		grant/make a loan- lending an amount of money that has to be paid back with interest
wpłacić pieniądze start learning		make/place deposits
wyksięgować coś start learning		write-off - cancel a bad debt or a worthless asset forn an account
pożyczka bankowa start learning		bank loan- an amount of money borrowed from a bank for a certain lenght of time, usually for a specifit purpose
plan/ system emerytalny start learning		pension plan- an arrangement for saving money to give you income when you stop working

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