→ Anetka Lesson 8 → Start Learning / Download MP3 Flashcards

Question		Answer
bank overdraft start learning		the amount of money that you owe to a bank when you have spent more money than is in your bank account
to pay interest start learning		to pay money charged for the lend of funds
shareholder start learning		an owner of shares in a company or business
taxes start learning		money that you have to pay to the government so that it can pay for public services
stock start learning		a supply of something for use or sale:
capital start learning		a large amount of money that is invested or is used to start a business
to hedge start learning		to protect your money against movements in the value of currencies, interest rates
working capital start learning		the money, stocks of goods etc. that a company uses for its daily business activities
factoring start learning		financial arrengement in which a company sells a debt that is owed to it at a reduced price to another company (=a factor) in order to receive cash immediately. The factor is then rosponsible for collecting the debt in full
invoice start learning		a list of goods that have been sold, work that has been done, etc., showing what you must pay
outstanding invoice start learning		an invoice that has not yet been paid
trade credit finance start learning		An arrangement to buy goods or services on account, that is, without making immediate cash payment. payment eg. after 30 or 60 days
bank loans and term loans start learning		borrowing money form a bank for an agreed medium or long term period and pays interests
property and machinery leasing start learning		an agreement in which the bank buys machinery, cars etc. for the company and charges the company a regular fee to use this equipment - it saves form making long- term capital investments
factoring of sales invoices start learning		if customer is not paying invoices, selling debts to a bank in exchange for immediate payment - bank charges commision fee for it
bonds/ debentures start learning		a larger company can borrow money from the financial markets by issuing debt or 'paper' to the financial markets. It borrows money from long- term investors and agrees to repay with interest over given period pol. obligacje
mortgages start learning		a system of borrowing in which a loan is taken by offering the guarantee of some asset, usually a building, as a security
income statement start learning		statement of revenue and expense, made of 1. trading performance, 2. operating performance, 3. distribution of profit pol. rachunek zysków i strat
trading performance start learning		the mechanism used to evaluate a trader's performance and risk tolerance
revenue/ turnover start learning		the total sales last year
cost of sales start learning		the money spent on raw materials and components for production
gross profit start learning		the total sales minus the material costs
operating performance start learning		cost of running a business
overheads/ expenses start learning		regular costs that you have when you are running a business or an organization, such as rent, electricity, wages, etc.
operating profit start learning		the profit made after deducting all the costs of running the business
net interest paid start learning		the money paid to the bank as interest on its loans
corporation tax start learning		the money paid to the government as a tax on their profit
distribution of profit start learning		the allocation of profits to different recipients such as shareholders and owners, or for different purposes such as research or investment
dividends start learning		an amount of the profits that a company pays to people who own shares in the company dividend payments of 50 cents a share
retained profit start learning		the profit kept in the company to fund investment
earnings per share start learning		the profit made for the year divided by the number of shares

Anetka Lesson 8

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